Creditomni offers free content about credit cards, banking, loans, mortgage and third-party financial services. We are not a financial institution, are not always affiliated, and do not charge for access. Recommendations are for informational purposes only and do not constitute advice; please consult professionals. Approvals and terms (12–60 months, APRs 3–22%) depend on the issuer. Example: a $10,000 loan, 36 months, 3% APR, costs $10,470. We may receive affiliate commissions. CreditOmni assumes no liability for any loss or damage resulting from reliance on the information contained herein.