Terms and Conditions

Last Updated: January 28, 2026

Welcome to CreditOmni. By accessing or using our website (creditomni.com), you agree to comply with and be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use our website.

NOT FINANCIAL ADVICE: The information provided on CreditOmni is for educational and informational purposes only. We are not licensed financial advisors. Always seek the advice of a qualified professional before making financial decisions.

1. Intellectual Property Rights

Unless otherwise stated, CreditOmni and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this for your own personal use, but you must not:

2. User Comments and Content

Certain parts of this website offer the opportunity for users to post comments. CreditOmni does not filter, edit, or review comments prior to their presence on the website. Comments reflect the views and opinions of the person who posts them. We reserve the right to monitor all comments and remove any which can be considered inappropriate or offensive.

3. Accuracy of Information

While we strive to provide accurate and up-to-date financial information, we do not warrant that the information on this website is complete, true, or non-misleading. Financial markets and credit laws change rapidly; therefore, content may become outdated.

4. Limitation of Liability

In no event shall CreditOmni, nor any of its officers or employees, be held liable for anything arising out of or in any way connected with your use of this website. We shall not be held liable for any indirect, consequential, or special liability (financial or otherwise) arising out of your use of the information provided.

5. External Links

Our blog may contain links to external websites (such as credit card issuers or banks). We have no control over the content and nature of these sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

6. Changes to Terms

We reserve the right to revise these terms at any time. By using this website, you are expected to review these terms on a regular basis to ensure you understand all terms and conditions governing the use of this website.

7. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which CreditOmni operates, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

8. Contact Information

If you have any questions regarding our Terms and Conditions, please reach out to us at:

Email: info@creditomni.com